Services
Loan Types
California Real Estate Professionals is your go-to destination for a wide array of loan options tailored to meet the diverse needs of our clients. Whether you're a first-time homebuyer or a seasoned investor, our team is dedicated to providing personalized solutions to fulfill your real estate aspirations. Our offerings include conventional loans for those with strong credit, FHA loans with lower down payments, VA loans for our veterans, and jumbo loans for high-value properties.
For those looking to tap into their home's equity or finance a renovation project, we offer second mortgages, renovation loans including VA, FHA (203K), and conventional renovation options, as well as reverse mortgages for seniors seeking financial flexibility.
In addition to traditional loan products, we specialize in innovative financing solutions such as down payment assistance programs, bank statement loans for self-employed individuals, asset qualifier loans, and debt service coverage ratio (DSCR) loans for investment properties. Our use of departing residence for income loans and bridge loans provide unique opportunities for transitioning homeowners, while our one-time close construction financing options, including VA, FHA, and conventional construction loans, streamline the process of building your dream home from the ground up.
At California Real Estate Professionals, we're committed to making your real estate dreams a reality with the right loan to fit your specific needs.
Our Comprehensive List of Loan Options and Types:
- Conventional
- FHA
- VA
- Jumbo
- Second Mortgage
- Down Payment Assistance
- Bank Statements
- Asset Qualifier
- Debt Service Coverage Ratio (DSCR)
- Use of Departing Residence for Income
- Bridge Loans
- Reverse Mortgages
- Renovation Loans
a. VA Renovation
b. FHA Renovation (203K)
c. Conventional Renovation
14. One Time Close Construction Financing (Land + Construction Costs)
a. VA Construction Loans
b. FHA Construction Loans
c. Conventional Construction Loans